An Optimum and Equitable Net Risk Premium Payment Plan
提出了一种对保险公司和投保人都公平的净风险保费计算方法，该保费能使净风险准备金的方差最小，且与利率无关。
We develop a method for calculating the net risk premium that is fair to both the insurer and the insured. It is proved that this premium produces the smallest variance in the net risk reserve and is independent of the rate of interest.