无论贫富:同型婚配与储蓄偏好

‘For Richer, For Poorer’: Assortative Mating and Savings Preferences

Economica · 2016
被引 13
ABS 3

中文导读

研究发现夫妻在储蓄偏好上高度相似,且这种相似主要源于婚姻中的同型婚配,这有助于解释家庭内部决策及家庭间财富不平等。

Abstract

Do couples share the same values? The social sciences have mainly concentrated on comparing the socioeconomic characteristics of spouses, but rarely consider their attitudes to risk and time. In this paper, we use conventional measurements and an original method of scoring. We find that spouses are very similar in their savings preferences, even when we control for the individual characteristics. Our results suggest that most of this relationship comes from marital sorting. These conclusions are decisive in explaining the decision process within households and its implications for wealth inequalities between households since homogamy causes a divide in the population.

家庭经济学婚姻匹配储蓄行为财富不平等