Discussion about Differentiate Policy to the Required Reserves Rate on Rural Credit Cooperatives——Based on the Case of Shandong Province
研究了农村信用社与大型金融机构在市场竞争中的劣势，分析了差别化存款准备金率政策对农村信用社的激励效应，并提出了改进建议。
As compared to the Rural Credit Cooperatives(RCCs) and the Large Financial Institutions(LFIs) in the external environment,such as a disadvantage in market competition,the Rural Credit Cooperatives(RCCs) has been to implement a preferential and differentiated rate of the Required Reserves Rate(RRRs).Based on the analysis of the RRRs policy objective and effects to the RCCs,using the auto-regression distributed lag model, the paper studies the excitation effects of the differentiation RRRs policy to the RCCs under the presumption both of the static state and the dynamic state.Finally,the authors proposed some suggestions to improve the differentiation RRRs policy to the RCCs.