The Investigation and Analysis of Farm's Financial Demand:A Case Study of Shandong Province
基于问卷调查和年鉴数据，用Tobit模型分析山东省农户信贷需求的影响因素，并考察农村金融市场结构，为完善农村金融服务体系提供参考。
Based on the questionnaire survey and the data from the Almanac of China's Finance and Banking and Statistical Yearbook of Shandong province,the paper studies the determinants of farm's credit demand in Shandong province,and then tests the relationship between these determinants and the credit demands by Tobit model. Finally,the paper further analyses the current situation of farm's financial demands and rural financial market structure,aiming at providing the reference for the improvement of rural financial service system.