A Study for Threshold Effects of Foreign Bank Entry's Influence on the Efficiency of Domestic Commercial Bank:Evidence from Commercial Banks in China
使用SFA方法估算中国14家主要商业银行的效率，发现外资银行进入对国内银行效率存在阈值效应，且入世后外资银行进入水平适中，对提升运营效率有积极作用。
Based on the estimation of efficiency for 14 major commercial banks in China by using SFA method, this paper empirically examines the threshold effects of foreign bank entry's influence on domestic commercial banks' efficiency,and further analyzes the moderate level of foreign bank's entry.We find there are threshold effects of foreign bank entry's influence on domestic commercial banks' efficiency.However,this threshold effects show no significant differences between state-owned and non-state-owned banks.Furthermore,since China's joining in WTO,the general level of foreign banks entry stays in a moderate range,and foreign banks have played a positive role in improving operating efficiency of domestic commercial banks.