Government,Market,Which One is More Effective?—A Study of Effectiveness of Solving Mechanism
基于枣庄中小企业问卷数据，实证研究发现完善担保和信用评级体系比直接政府干预更有效，为政策制定提供依据。
SME' difficulties in financing have always been a significant factor of restricting their development.In recent years some relative government departments issue a series of policies and put them into act to solve this problem.Among all these measures,however,which one is most effective? There's no accurate answer till now. This paper uses the data coming from questionnaires of SME in Zaozhuang and researches with them empirically. According to the result,enhancing the development of guarantees and perfect credit rating system are more effective than direct governmental instruments.The conclusions of the research provide theoretical basis for our government's policy - making and have important relations for solving the financing problem of SME.