On the System Reform and Management Innovation of the Rural Credit Cooperatives of China
研究了中国农村信用社自2003年以来的系统改革进展与不足，并以湖南浏阳农村合作银行为例，说明改革对建设新农村和农业现代化的重要性。
Although it has made great progress and initial results in its system reform since 2003,the current financial systmen of the Rural Credit Cooperatives of China does not fully meet the requirements for building new socialist countryside and promoting development of agricultural modernization due to the problems of heavy historical burden and the lack of mass participation.The research on the reforms and innovations of Hunan Liuyang Rural Cooperative Bank shows that the reform and perfection of rural credit cooperatives is a necessary and important part of China's rurual financial system.