A Research on the Unbalance of Regional Credit Funds in China
研究中国区域信贷资金的不平衡现象，通过σ收敛和β收敛分析其收敛性，并用面板线性回归模型找出影响信贷资金规模的因素，最后提出对策建议。
Credit loan,the most important financing channel in China,plays an principal role in the regional economic development.Based on this fact,this paper makes an in-depth study on the unbalance of regional credit funds in China.This paper is primarily focused on the research about the unbalance of regional credit funds in China,giving the convergence analysis about the unbalance of regional credit funds byσ-convergence andβ- convergence,finding the actuation factors of the scale regional credit funds by panels linear regression model. Based on this,this paper also gives some countermeasures and advices in the end.