Risk Incomprehension and Its Economic Consequences
研究发现，印度尼西亚约三分之一的男性劳动者不理解风险概念，且这种不理解并非源于错误或偏好简单答案；相比理解风险者，他们的收入低11.9%，家庭资产少9.8%。
Almost all theoretical and empirical studies implicitly assume that every economic agent understands the concept of risk. We exploited a unique feature of the Indonesian Family Life Survey and argued that this assumption may not apply to the developing world. A third of working men failed to understand the concept of risk, and this incomprehension did not result from a mistake or a preference for simple answers. Moreover, after applying OLS, we found that relative to risk comprehensive men, risk incomprehensive men earned 11.9 per cent less and possessed household assets worth 9.8 per cent less.