Gender Discrimination in Microfinance? Some Evidence from Uganda
研究利用乌干达小额信贷项目数据,分析贷款规模而非贷款批准,发现没有证据表明女性客户受到性别歧视,但贷款规模受个人特征影响,且女性根据信用记录获得奖励。
Microfinance literature has proved the existence of gender discriminatory practices against women in some specific contexts. Discrimination is often explored from the access side (loans approved or denied). Following Agier and Szafarz (2013), we deviate from this practice and use the variable loan size, considering up to four loans for each client. Drawing on data from a microfinance programme in Uganda, we find no evidence of gender discrimination against women clients, even though our results show that the loan size is influenced by personal characteristics and that women, in contrast to men, are rewarded according to their credit history.