Does Health Insurance Reduce Child Labour and Education Gaps? Evidence from Rwanda
研究卢旺达健康保险对童工和教育的影响，发现参保家庭的孩子劳动更少、学业更好，表明降低家庭风险的政策能额外减少童工并提高入学率。
A common practice of poor households to informally deal with risk is to allocate children’s time away from school towards income-generating activities or household production. Focussing on Rwanda, this study investigates whether the provision of formal health insurance helps to prevent this undesired risk coping strategy. We find that children of households enrolled in health insurance work significantly less compared to those of not enrolled families, and also have better educational achievements. The results suggest that policy interventions which reduce household risk exposure may have additional benefits in terms of lower child labour supply and higher schooling levels.