Household debt and income inequality: Evidence from Italian survey data
利用意大利家庭调查数据，研究发现区域收入不平等会降低家庭负债的可能性，但高收入家庭负债比例上升，低收入家庭负债比例下降，供给因素比需求因素更能解释这一现象。
Does regional income inequality affect a household’s likelihood of being indebted? This question is addressed by using survey data on Italian households. The analysis shows that inequality in the regional income distribution has a negative effect on the probability of being indebted. However, this effect is asymmetric across income groups: greater inequality increases (decreases) the share of indebted households that are at the top (bottom) of the income ladder. The study suggests that supply factors are more important than demand ones in explaining these results.