THE EFFECT OF INSURANCE COVERAGE ON PREVENTIVE CARE
研究利用一家大公司的行政数据，分析保险福利设计差异化调整非预防性和预防性医疗价格后，预防性医疗使用未增反降，表明两者存在互补关系。
Despite the growth in health insurance products that differentially cover preventive care and nonpreventive care, little is known about how preventive care utilization responds to targeted changes in coverage. Using administrative data from a large company, this paper examines the implementation of an insurance benefit design which differentially increased the price of nonpreventive care while decreasing the price of prevention. Leveraging a difference-in-differences research strategy, we find that preventive care utilization did not increase and even declined due to the differential price change. This evidence indicates a meaningful negative cross-price effect, suggesting that nonpreventive care and preventive care are complements.