本科经济学教育对退休规划的持久影响

Some Lasting Effects of Undergraduate Economics on Retirement Planning

American Economic Review · 2017
被引 4
人大 A+FT50ABS 4*

中文导读

研究本科经济学课程是否影响大学毕业生在毕业四年后开设退休账户,发现修过经济学课程与开设退休账户显著相关,经济学专业学生比其他专业更可能拥有退休账户。

Abstract

This study investigated the likely effects of undergraduate economics on whether a college graduate has opened a retirement account four years after graduation. Economic education is measured by the number of economics credit hours or whether a college graduate had majored in economics. Additional control variables for the logit analyses include occupation differences, employment record, and some demographics. Completing an undergraduate course in economics is significantly associated with having a retirement account, and economics majors are more likely than some other majors to have a retirement account. The analysis uses college transcript data from the Baccalaureate and Beyond study ( nces.ed.gov/surveys/b&b/ ).

经济学教育退休账户大学毕业生退休规划