Predicting Bankruptcy: Evidence from Private Commercial Banks in Bangladesh
研究了2008至2012年孟加拉国20家私营商业银行的财务状况，使用S-score和Z-score模型预测破产，发现两种模型结果在部分年份一致但存在差异。
This study aims to analyze financial position of some selected private commercial Banks in Bangladesh as well as comparison over the period from 2008 to 2012. Out of 30 listed private commercial banks in Dhaka Stock Exchange, for study purpose, samples of 20 banks are selected randomly which is representative of banking industry. Quantitative information applies regarding assessment with widely accepted bankruptcy prediction “S-score†and “Z-score†model. This study found that both Bankometer S-score and Altman Z-score show similarities about financial position in year 2008, 2009 and 2010 but exceptions prevail in year 20011 and 2012. Apart from that According to Bankometer: S-score model shows as a whole banking industry belonging in such a position having very healthy financial status whereas Altman Z-score model shows likely bankruptcy status, such discrepancy produce option for further study on.