贷款人能否从运气中辨别管理能力？来自银行贷款合同的证据

Can lenders discern managerial ability from luck? Evidence from bank loan contracts

• Dien Giau Bui
• Yan-Shing Chen
• Chih‐Yung Lin · 元智大学
• Iftekhar Hasan · 悉尼大学 通讯