Financial markets and the working class in the USA: an empirical investigation of financial stress
利用消费者金融调查数据构建金融压力指数，发现1992至2016年美国工人阶级家庭承受金融压力的概率几乎是富裕非工人阶级家庭的两倍，可能源于金融剥削加剧了其经济脆弱性。
Abstract This paper investigates the relationship between financial stress and the working class in the USA. Employing a financial stress index created from the Survey of Consumer Finances, I show that working class households are nearly twice as likely to be financially stressed than wealthier non-working class households from 1992 to 2016. A possible explanation of this result could be that the financial expropriation of personal income among the working class has the effect of increasing that group’s financial stress relative to wealthier classes. Working class households in the USA have struggled to afford means of subsistence in lieu of lacklustre wage growth and a tattered safety net. Financial expropriation of these households has operated in tandem with this precarity, increasing financial stress in a time of financialised capitalism.