Forecasting recoveries in debt collection: Debt collectors and information production
研究债务催收机构在收集和处理债务人信息中的作用,发现初始信息稀疏而催收中收集的信息对预测回收至关重要。
Abstract Recent theoretical work suggests that debt collection agencies play an important role in gathering and processing debtor information. We study a comprehensive data set with information provided by original creditors and information gathered in third‐party debt collection. In line with the theoretical results, the initial information is sparse and the gathered information is essential for better‐informed predictions.