The African Slave Trade and Modern Household Finance
研究了1400至1900年间非洲奴隶贸易对现代家庭金融的影响，发现奴隶出口强度与当前家庭金融服务获取、信贷获取、移动金融使用及对金融机构的信任呈负相关。
Abstract We evaluate the impact of the African slave trade between 1400 and 1900 on modern household finance. Exploiting cross-country and cross-ethnic group differences in the intensity with which people were enslaved and exported from Africa, we find that slave exports during the 1400–1900 period are negatively associated with current measures of household (a) access to financial services, (b) access to credit, (c) use of mobile finance and (d) trust in financial institutions, suggesting that the slave trade has had an enduring, deleterious effect on household finance.