家庭储蓄行为的文化决定因素

Cultural Determinants of Household Saving Behavior

Journal of Money, Credit and Banking · 2019
被引 77
人大 A-ABS 4

中文导读

利用流行病学方法,研究发现文化显著影响家庭储蓄行为:在德国,来自重视节俭或财富积累国家的第二代移民储蓄更多,该结果在英国数据中也得到验证。

Abstract

Abstract Relying on the epidemiological approach, we show that culture is a significant driver of household saving behavior. Second‐generation immigrants from countries that put strong emphasis on thrift or wealth accumulation tend to save more in Germany. We confirm these results in data from the United Kingdom. By linking parents to their children, we show that these two cultural components affect the saving behavior of both first‐generation immigrants and their children.

文化家庭储蓄行为移民储蓄节俭观念