Unemployment Insurance and Means-Tested Program Interactions: Evidence from Administrative Data
利用失业保险资格门槛的准实验变化,发现领取失业保险使低收入申请者的福利(TANF)领取减少一半,但对SNAP或医疗补助使用无影响;由于福利参与率低,总体挤出效应较小。
We study the ways in which unemployment insurance (UI) benefits interact with other elements of the social safety net around job losses. We exploit a cutoff for UI eligibility, based on a workers’ highest quarterly earnings in the past year, to generate quasi-experimental variation in UI receipt. We find that UI receipt cuts welfare (TANF) receipt by half among low-earning UI applicants but has no impact on SNAP or Medicaid usage. However, because welfare participation is low in this population, overall crowdout is small. In the quarter following layoff, UI increases total income by 55 percent (including labor earnings and transfers).