FEAR, ANGER, AND CREDIT. ON BANK ROBBERIES AND LOAN CONDITIONS
研究银行抢劫案后贷款官员的情绪如何影响贷款条件，发现抢劫后贷款条件显著变化，且这种回避行为在两周内减半，受抢劫中是否使用枪支影响。
We study the impact of emotions on real‐world decisions made by loan officers by analyzing the loan conditions of loans granted immediately after a bank branch robbery. We find significant differences between the conditions of loans granted after a robbery and changes in loan conditions that occur contemporaneously at unaffected branches. In general, loan officers seem to adopt so‐called avoidance behavior. In accordance with the literature on posttraumatic stress, their avoidance behavior is halved within 2 weeks following the robbery and the effect further varies depending on the presence, or absence, of a firearm during the robbery.