ECONOMIC DETERMINANTS OF WORKERS’ RETIREMENT DECISIONS: ECONOMIC DETERMINANTS OF WORKERS’ RETIREMENT DECISIONS
综述了公共和私人养老金、财富与储蓄、健康与医疗保险以及劳动力需求等因素如何影响工人退休决策的文献，帮助理解近几十年退休年龄推迟的现象。
The landscape for older workers has changed dramatically in recent decades. Governments have made cuts to public pension programs, private pensions have shifted from defined benefit to defined contribution plans, equity and housing markets have been unusually volatile, and workers have experienced declining morbidity and mortality. At the same time, the labor force participation rate for older men and women has been rising over the past two decades, implying later retirement. Are these phenomena related? This paper reviews the large and growing body of literature exploring the economic determinants of workers’ retirement decisions, including public and private pensions, wealth and savings, health and health insurance, and labor demand.