Employment‐contingent health insurance, illness, and labor supply of women: evidence from married women with breast cancer
研究了就业挂钩健康保险如何影响已婚女性在健康冲击后的劳动供给,发现拥有自己雇主保险的女性比依赖配偶保险的女性更少因乳腺癌减少工作时间。
We examine the effects of employment-contingent health insurance (ECHI) on married women's labor supply following a health shock. First, we develop a theoretical framework that examines the effects of ECHI on the labor supply response to a health shock, which suggests that women with ECHI are less likely to reduce their labor supply in response to a health shock, relative to women with health insurance through their spouse's employer. Second, we empirically examine this relationship based on labor supply responses to breast cancer. We find that health shocks decrease labor supply to a greater extent among women insured by their spouse's policy than among women with health insurance through their own employer, suggesting that ECHI creates incentives to remain working when faced with a serious illness.