Bank Lending to Small Businesses in Latin America: Does Bank Origin Matter?
利用阿根廷、智利、哥伦比亚和秘鲁1990年代中期的银行数据，实证检验银行来源（国内或外资）是否影响其对小型企业的贷款份额和增长率。
In recent years, foreign bank participation has increased tremendously in Latin America. While some argue that foreign bank entry will benefit Latin American banking systems by lowering loan and deposit volatility and increasing efficiency, others are concerned that foreign banks might choose to extend credit only to certain customers, leaving some sectors - like small businesses - unattended. This paper examines this last issue. In particular, using bank level data for Argentina, Chile, Colombia, and Peru during the mid-1990s, this study empirically investigates whether bank origin affects the share and growth rate of bank lending to small businesses.