New Evidence on the Money's Worth of Individual Annuities
利用新数据评估美国个人年金市场的货币价值，发现年金定价相对公平，对退休规划有参考意义。
New Evidence on the Money's Worth of Individual Annuities by Olivia S. Mitchell, James M. Poterba, Mark J. Warshawsky and Jeffrey R. Brown. Published in volume 89, issue 5, pages 1299-1318 of American Economic Review, December 1999