Workers' Compensation: Benefits, Costs, and Safety under Alternative Insurance Arrangements
利用美国48州1975-1995年的数据，研究不同保险定价安排如何影响工伤保险的福利充足性、成本可负担性、赔付效率和工伤预防这四个目标，以及州和联邦政策如何协调这些目标。
Thomason, Schmidle, and Burton make use of a unique data set to delve into how insurance arrangements affect several objectives of the workers' compensation (WC) program. They underscore the effects of deregulation and other changes in WC insurance pricing arrangements by performing empirical analyses that use state-specific cost, benefit, and injury data from 48 states for 1975-1995. This allows them to address the interactive relationships among the four objectives of WC systems adequacy of benefits, affordability of WC insurance, efficiency in the benefits delivery system, and prevention of workplace injuries and diseases and how various public policies adopted by states or the federal government work to achieve them.