Savings of Young Parents
利用1997年全国纵向调查数据，研究有青少年子女的年轻父母的储蓄行为，通过插补缺失值处理资产和负债数据，分析不同人口群体的财富持有和资产所有权模式。
In this paper, we examine household savings using data from the National Longitudinal Survey, Cohort 1997. This data set provides detailed information about assets and liabilities of parents with teenage children. In our empirical work, we have to first deal with several problems in measuring wealth. Although many responding parents report owning assets and liabilities, they often do not report their values. To get around the nonresponse problem, we impute the missing values for assets and liabilities. To study the patterns of accumulation of young parents, we examine wealth holdings and asset ownership across several demographic groups.