Who Wears the Pants? Gender Identity Norms and Intrahousehold Financial Decision‐Making
利用美国家庭调查微观数据，发现丈夫财务素养高的家庭更可能参与股市，而妻子同等素养则不然，实验表明性别认同规范限制了妻子在家庭财务决策中的影响力。
ABSTRACT Using microdata from U.S. household surveys, I document that families with a financially sophisticated husband are more likely to participate in the stock market than those with a wife of equal financial sophistication. This pattern is best explained by gender identity norms, which constrain women's influence over intrahousehold financial decision‐making. A randomized controlled experiment reveals that female identity hinders idea contribution by the wife. These findings underscore the roles of intrahousehold bargaining and traditional norms in shaping household financial decisions.