How does losing health insurance affect disability claims? Evidence from the Affordable Care Act's dependent care mandate
研究发现，失去父母健康保险覆盖的年轻人（26岁）在生日前后申请补充保障收入（SSI）的比例增加3.4%，表明保险缺失会推动残疾索赔。
We estimate the impacts of losing access to parental health insurance on Supplemental Security Income (SSI) participation, focusing on the age-26 limit for dependent coverage. We analyze the age pattern of SSI claims to develop counterfactual predictions that assume no change in access to insurance. Relative to this prediction, we find a 3.4% spike in SSI applications in the months immediately surrounding the 26th birthday, along with a slightly smaller increase in awards. These claims are primarily motivated by losing coverage; there might be more direct ways to address unmet insurance needs without also increasing reliance on cash payments.