Bank distress in the European Union 2008–2015: A closer look at capital, size and revenue diversification
研究了2008-2015年欧盟银行困境与资本、规模、收入多元化等银行特征及宏观经济因素的关系，发现困境银行的特征与当前监管行动相呼应，且经济困难国家的银行困境影响因素与其他欧盟国家不同。
Abstract The recent global financial crisis has clearly highlighted the importance of the timely identification of weak banks. This paper introduces and analyses a new sample of European Union (EU) banks, which faced distress during 2008–2015 and provides evidence regarding the relationship between distress and bank‐specific, macroeconomic, banking sector and stock market distress determinants, paying particular attention to issues that have been central following the crisis, such as capital, size and revenue diversification. Our findings regarding these variables seem to “connect” well with current supervisory actions. The paper also focuses on banks in EU countries that faced economic problems and documents that the probability of distress in these countries has been influenced by different factors, in comparison to the rest of the EU.