Racial capitalism and student debt in the U.S.
运用种族资本主义概念，分析美国学生债务对黑人借款人的结构性影响，并探讨债务集体和黑人的命也是命等抵抗运动如何批判债务制度并组织反抗。
This paper focuses on the current phase of Black resistance exemplified by the Black Lives Matter (BLM) movement, which urges us to recognize and reckon with the differential racial impact of student debt in the U.S. and calls for the cancelation of student debt as an explicit part of its demand for reparations. Using the concept of racial capitalism, the paper examines the structure of student debt and its consequences for Black borrowers, analyzes the structural reasons behind the disproportionate debt burden borne by Black students, and highlights movements such as the Debt Collective and BLM, which not only offer a critique of the debt regime but also suggest ways of organizing against it.