美国移民健康保险的决定因素:理解原籍国医疗体系的作用

The determinants of immigrant health insurance in the United States: Understanding the role of health care in origin societies

Health Economics · 2021
被引 0
人大 A-ABS 3

中文导读

研究移民原籍国医疗体系的制度特征如何影响他们在美国的健康保险选择,发现原籍国医疗可负担性低的移民更可能购买私人保险,而较少依赖公共保险。

Abstract

We examine how immigrants' health insurance in the United States is shaped by institutional traits of the health care systems in their origin societies. Conditional on a wide range of individual, country-of-origin, state-level, and temporal controls, we find the affordability of health care back home helps explain immigrants' US health coverage. Specifically, low- and middle-income migrants from countries with less affordable health care are more likely to get private insurance once in the United States and, correspondingly, less likely to have public coverage, relative to migrants from countries with more affordable care. The relationship conforms to multiple hypotheses. As predicted by the institutional beliefs hypothesis, migrants from countries with less affordable care might anticipate equally expensive health services in the United States and, in turn, insure themselves against high medical bills. Likewise, as predicted by the endogenous preferences hypothesis, migrants from countries with less affordable care might be accustomed to paying more for health care and, in turn, be less reluctant to pay for private health insurance. Overall, the findings underscore the relevance of migrants' past health care experiences in their origin societies in informing their health insurance in the United States even years after migration.

移民健康保险原籍国医疗体系医疗可负担性私人保险制度信念