The Impact of COVID-19 on the incomes and debt sustainability of Irish households
研究了COVID-19限制措施对爱尔兰家庭收入和债务可持续性的影响,发现政府支持政策显著缓解了收入下降和债务风险,尤其保护了低收入家庭。
COVID-19 restrictions have led to widespread business closures and job losses. In Q2 2020, median gross household income fell by 1.7 per cent year on year, before returning to annual growth of 3.0 per cent in Q3. Without COVID-19 supports, incomes would have fallen by considerably more, with relatively larger falls for lower income households. Supports have also helped household debt sustainability, keeping median debt ratios broadly stable throughout 2020. Household debt ratios have risen for the most indebted households, but are far below levels they would be without COVID-19 income supports.