创新的扩散：尼日利亚移动货币效用与金融包容性——来自代理商和无银行账户贫困终端用户的见解

Diffusion of Innovations: Mobile Money Utility and Financial Inclusion in Nigeria. Insights from Agents and Unbanked Poor End Users

• Olayinka David‐West
• Oluwasola Oni
• Folajimi Ashiru 通讯