The assessment: artificial intelligence and financial services
本文是《牛津经济政策评论》特刊的开篇，基于英格兰银行会议论文，概述了人工智能在金融业的应用，分析其对消费者、竞争、央行和监管的影响，指出变革性但复杂不确定的前景。
Abstract: This special issue of the Oxford Review of Economic Policy, based on papers presented at a Bank of England conference, explores the impact of artificial intelligence (AI) on financial services. This opening article provides an overview of AI and its increased use in the financial sector; considers the implications for consumers and competition in the sector; looks at the consequences for central bankers and regulators; and reflects on a more distant world where AI is far more advanced than today. In short, the effect of AI on financial services is likely to be transformative, but that impact remains complex and uncertain.