The Low- and Moderate-Income Population in Recession and Recovery: Results from a New Survey
基于堪萨斯城联储对700多家服务中低收入人群的组织的调查，分析了2007年衰退及复苏期间该群体在就业、住房、信贷和基本服务需求方面的变化，对政策制定者有参考价值。
The worst recession in U.S. postwar history, starting in late 2007, confronted low- and moderate-income families and individuals with distinct challenges. To address the severe lack of data on the \\"LMI, \\" population, the Kansas City Fed launched its LMI Survey in 2009. ; Distributed to more than 700 organizations that provide services to the LMI population, the Survey elicits a wealth of qualitative reporting. It also produces quantitative data, including several quarterly indexes that track changes in LMI financial conditions over time. ; Edmiston summarizes insights from the Survey on how the recession and anemic recovery have affected job availability for the LMI population, affordable housing, access to credit and demand for basic services. The findings are useful for policymakers seeking to promote financial success among the 30 million U.S. families classified as LMI.