Microfinance: Creating Opportunities for the Poor?
向管理研究者介绍小额信贷这一新兴现象，探讨其如何为穷人提供金融服务并可能刺激经济增长，同时指出理解不足并识别未来研究方向。
Executive Overview Microfinance is an emerging phenomenon that opens access to capital for individuals previously shut out from financial services. In its direct engagement with the poor, microfinance represents a new way for financial capital to potentially stimulate economic growth in developing countries. However, microfinance is poorly understood, and it remains unclear whether it delivers on its promises. The goal of this paper is to introduce the topic of microfinancing to a wider audience of management researchers and to identify opportunities for future research in this new and growing area.