Religiosity and corruption in bank lending
研究发现，在宗教信仰更强的国家，企业感知到的银行贷款腐败程度更高；外资持股比例高、政府持股比例低以及银行竞争激烈会削弱这种负面影响。
Abstract This paper explores the effect of country‐level religiosity on corruption in bank lending. By using the World Business Environment Survey, we find that firms in more religious countries perceive a higher level of bank lending corruption. Furthermore, larger (smaller) foreign (government) ownership and more competition in a country's banking system attenuate the adverse effect of religiosity. The effect of religiosity carries over to bank loan performance. Our findings are confirmed by various robustness checks. This study contributes to a more balanced and comprehensive understanding of the role of religion in business ethics.