MODELLING OF INTERBANK PAYMENTS
分析了银行间支付系统的模拟机会，基于实际支付流构建了银行间支付流模型，对支付系统设计和分析有参考价值。
Non‐cash payments are intensively growing in the payment market. Therefore modern electronic systems of interbank payments are introduced to satisfy this need. The substantial renewal of the payment system was prompted for the implementation of the new banking technologies and aimed at increasing fund turnover as well as complying with the requirements applied in regard of payment systems. Such a system change is a topical theme of discussion on the simulation and analysis of systems of such kind. The article analyses the opportunities for simulating the interbank payment system and presents a model of interbank payments flow. The model is constructed on the analysis of real flow of payments in the payment system.