Debtor Nation: How Consumer Credit Built Postwar America
研究个人债务从人际借贷转向机构借贷的历史过程，揭示消费信贷如何重塑战后美国资本主义，适合关注经济史、金融社会学的读者判断是否深入阅读。
It is difficult to consider debt as having a history, because it seems like debt might be, as one popular historian of money in 1917 described it, a “semi-slavery . . . [which] existed before the dawn of history, and it exists to-day.” People, in a certain sense, have always lent money to one another: to a wayward brother, across a saloon bar, to a coworker. But even by 1917, as that popular history was written in the midst of world war, the ancient personal relationship of personal debt was changing into a modern impersonal one. My dissertation is about how what we call personal debt, that is debt incurred by individuals and not by businesses, went from being owed to other people to being owed to institutions, and what this has meant at the largest level about American capitalism.