监管变化下操作风险的纵向分解：来自储蓄与贷款行业的证据

A Longitudinal Disaggregation of Operational Risk Under Changing Regulations: Evidence From the Savings and Loan Industry

• Robert M. Wiseman · 亚利桑那州立大学
• Catanach Catanach · 弗吉尼亚大学