Gender and Willingness to Pay for Insured Loans: Empirical Evidence from Ghana
研究加纳农民对与农业贷款捆绑的指数干旱保险的支付意愿，发现女性平均支付意愿低于男性，且男性对不同产品设计有偏好差异。
This study investigates the willingness to pay (WTP) for index-based drought insurance coupled with agricultural loans by product design and gender, using a contingent valuation method. The empirical estimations reveal several important findings. First, females have lower mean WTP than male farmers for each product design. Second, females do not express preference differences between insured loan product designs while males do. In fact, males prefer insured loans that make payouts directly to them and prefer insured loans without design risk.