The financial capability of 15-year-olds in Greece
首次全国性测量希腊15岁学生的金融能力,发现核心区、岛屿和边缘地区存在差异,女生得分较低,父母教育程度和实验学校学生表现更好,经济危机影响地区学生能力更弱。
We conduct the first nationally representative measurement of the financial capability of 15-year-old students in Greece. We find discrepancies between the core, the islands, and the periphery of the country. Female students score lower in terms of all knowledge, behaviour, and attitudes. Students in experimental schools, the better performing ones, and those with more educated parents are more financially capable, reflecting the absence of a dedicated personal-finance curriculum. Awareness of household finances is positively related to financial capability. Local economic conditions matter, with students in regions affected more by the economic crisis of 2008–2016 exhibiting lower financial capability.