信贷市场中法律歧视的长期效应:红线划界如何增加了犯罪

The long run effects of de jure discrimination in the credit market: How redlining increased crime

Journal of Public Economics · 2023
被引 20
人大 AABS 3

中文导读

研究美国大萧条后确立的红线划界实践如何持续加剧了当前犯罪率的种族不平等,通过城市和社区层面的证据揭示其通过加剧种族隔离和降低教育水平影响犯罪。

Abstract

Today in the United States the welfare costs of crime are disproportionately borne by individuals living in predominately African-American or Hispanic neighborhoods. This paper shows that redlining practices established in the wake of the Great Depression made lasting contributions to this inequity. First I use an unannounced population cutoff that determined which cities were redline mapped to show that redline mapping increased present-day city level crime. Secondly, I use a spatial regression discontinuity to show that redlining influenced the present-day neighborhood level distribution of crime in Los Angeles, California. I also identify channels though which redline mapping influenced crime including increasing racial segregation and decreasing educational attainment.

红线政策信贷歧视种族隔离犯罪率