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乐观与风险承担关系的心理学研究

On the psychology of the relation between optimism and risk taking

Journal of Risk and Uncertainty · 2023
被引 32
人大 BABS 3

中文导读

通过实验室实验发现,乐观者更关注风险决策中的好结果,悲观者更关注坏结果,这种关注偏向影响风险承担意愿和实际行为,而非概率误判。

Abstract

Abstract In this paper, we provide an explanation for why risk taking is related to optimism. Using a laboratory experiment, we show that the degree of optimism predicts whether people tend to focus on the positive or negative outcomes of risky decisions. While optimists tend to focus on the good outcomes, pessimists focus on the bad outcomes of risk. The tendency to focus on good or bad outcomes of risk in turn affects both the self-reported willingness to take risk and actual risk taking behavior. This suggests that dispositional optimism may affect risk taking mainly by shifting attention to specific outcomes rather than causing misperception of probabilities. In a second study we find evidence that dispositional optimism is related to elicited parameters of rank dependent utility theory suggesting that focusing may be among the psychological determinants of decision weights. Finally, we corroborate our findings with process data related to focusing showing that optimists tend to remember more and attend more to good outcomes and this in turn affects their risk taking.

行为经济学决策心理学风险态度乐观主义