What is driving consumer resistance to crypto‐payment? A multianalytical investigation
研究了加密货币作为支付手段推广缓慢的原因，通过实证和实验发现生态系统波动性和缺乏结构保障导致消费者负面认知，从而抵制使用加密货币支付。
Abstract Despite the extensive interest in cryptocurrencies over the past years, their application as a means of payment in e‐commerce and retail purchases continues to be much slower than anticipated. This paper investigates the underlying mechanisms and elements that drive consumer resistance in this space. Drawing upon the stimulus‐organism‐response paradigm and the innovation resistance theory, the paper explores how the characteristics of the current cryptocurrency landscape contribute to different factors associated with crypto‐payment rejection. Our findings from empirical and experimental studies reveal how ecosystem volatility and the lack of structural assurances for cryptocurrencies foster negative consumer perceptions, leading to resistance against crypto‐payment use. The paper develops new insights into the main predictors of consumer resistance to crypto‐payment, which is a precursor to the mainstream use of cryptocurrencies. Moreover, it sheds light on the interactions among context‐specific, psychological, and functional determinants of behavioral consumer response.