现金依然活跃:经济学家如何解释现金的持有与使用

Cash Is Alive: How Economists Explain Holding and Use of Cash

Journal of Economic Literature · 2023
被引 30
人大 A-ABS 4

中文导读

综述经济学家对消费者持有和使用现金的研究,涵盖持有动机、交易需求、现金管理、支付方式及成本等多个方面,适合对现金经济感兴趣的读者。

Abstract

Research on holding and use of cash involves many aspects, such as reasons for holding and hoarding cash, transactional demand for cash, cash management, type of spending paid with cash, type of consumer who pays cash, merchant acceptance, how consumers get cash, currency denominations, legal aspects, cash substitutes, and cost of cash. The purpose of this article is to introduce the reader to some of the research economists do on consumer holding and use of cash.

现金持有现金使用消费者行为货币经济学