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决定机构养老老年人健康特征与护理需求的因素

On the factors determining the health profiles and care needs of institutionalized elders

Insurance Mathematics and Economics · 2023
被引 6
人大 BABS 3

中文导读

利用瑞士日内瓦1996-2018年21549名养老院居民的纵向数据,通过谱聚类识别出八种典型健康特征,并用多项逻辑回归分析其决定因素,发现限制和病理比年龄和性别更重要,有助于机构优化资源配置和保险公司设计产品。

Abstract

In many developed countries, population aging raises a number of issues related to the organization and financing of long-term care. While the determinants of the overall burden and cost of care are well understood, the organization of institutionalized long-term care must meet the needs of the elderly. One way to optimize management is to use information on health problems to assess the infrastructure needed, the qualifications of staff, and the allocation of new entrants. In this research, we determine the typical health profiles of institutionalized elderly using novel longitudinal data from nursing homes in the canton of Geneva, Switzerland. Our data contain comprehensive information on health factors such as impairments of psychological and sensory functions, levels of limitations, and pathologies for 21 549 individuals covering the period from 1996 to 2018. First, we perform a spectral clustering algorithm and determine the profiles of the institutionalized individuals. Then, we use multinomial logistic regression to study the effects of the factors that determine these health profiles. Our main findings include eight typical health profiles: the largest group consists of the most “healthy” individuals, who, on average, require the least amount of help with their daily needs and who stay in the institution the longest. We show that, in contrast to age at admission and gender, the limitations and the set of pathologies are relevant factors in determining the profile. Our study sheds light on the typical structures of elderly' health profiles, which can be used by institutions to organize their resources and by insurance companies to derive profile-based products that provide additional insurance coverage in case of special needs.

人口老龄化长期护理健康特征聚类分析卫生经济学