When climate meets real estate: A survey of the literature
这篇综述梳理了气候风险与房地产交叉领域的学术文献，涵盖洪水、野火、海平面上升等物理风险对房价、贷款和人口迁移的影响，以及能源使用和脱碳等转型风险，并关注住房可负担性，特别是对历史上弱势群体的影响。
Abstract With near unanimity, climate scientists project natural disasters to increase in frequency, severity, and geographic scope over the next century. We survey academic literature at the intersection of these climate risks and real estate. Our review of physical risks includes price, loan performance, and migratory effects stemming from flooding, wildfires, and sea level rise. We review transition risks, including energy use and decarbonization, as they relate to real estate. Where possible, we explain how these topics may intersect with housing affordability, especially in historically disadvantaged communities. We conclude by highlighting critical areas for future research.